Financial Institutions, Inc. operates as the bank holding company for Five Star Bank, which provides consumer and commercial banking and financial services to individuals, municipalities, and businesses in New York. It accepts various deposit products, such as non-interest-bearing demand, interest-bearing demand, savings accounts, money market accounts, club accounts, commercial checking accounts, certificates of deposit, individual retirement accounts, and other qualified plan accounts. The company offers commercial loans, commercial real estate loans, agricultural loans, one-to-four family residential mortgages, consumer automobile loans, recreational vehicle loans, boat loans, home improvement loans, closed-end home equity loans, home equity lines of credit, collateralized and uncollateralized personal loans, deposit account collateralized loans, and consumer indirect loans. As of December 31, 2007, it had a network of 50 branches and 70 ATMs located in Allegany, Cattaraugus, Cayuga, Chautauqua, Chemung, Erie, Genesee, Livingston, Monroe, Ontario, Seneca, Steuben, Wyoming, and Yates Counties in New York. The company was founded in 1931 and is headquartered in Warsaw, New York.

In December the company began participating in the Treasury Department’s Capital Purchase Program. Under the program the company received $37.5 million from Treasury in exchange for preferred stock.

►Financial Documents

3-31-09 Financial Institutions 10-Q

2008-12-19 financial institutions 8k

2008-09-30 financia linstitutions 10q

2008 financial institutions proxy

2008 financial institutions 10-K

2007 financial institutions annual report

2007 financial institutions 10k

►Federal contracts

No federal contracts located.

►Lobbying reports (if any)

No lobbying reports located.

►Political Contributions

Center for Responsive Politics

►Related Articles

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Last Updated May 18, 2009